Divine Finance Institute (DFI) provides help with the development and improvement of financial plans and credit management using Biblical principles. The school is comprised of different programs of study to fit the various areas of financial fitness. The programs include:

Finances for Everyday People

Personalized Coaching Sessions 

Financial Literacy Classes

‘Ready, Set, Go!' Youth Program

The mini course is free and includes an introductory video. Each paid course or coaching session can be customized is self-paced and includes one-on-one support as needed to ensure success in understanding and application of the course material.

Have a nonprofit or veteran group? Contact us about free mini Financial Literacy Classes.




 Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.

Romans 13:8 (NIV)


The courses at DFI are designed to help you get out of debt by affordable payment strategies . If you can afford a movie ticket, then you can afford a course at DFI. Are you ready to invest in your financial fitness?

Sign up today!

Hi, I’m Caren and I want to help you live the abundant life that God promises in the Bible.


I am a Christian, single mother of three, who retired at age 33. Being a former banking professional and military officer, I have worked with many people from all walks of life that have various financial situations. I have a plethora of financial experience ranging from being a broke college student with no credit, to making a six-figure salary with excellent credit. Throughout my financial ups and downs, the Lord has taught me many principles of financial living which has brought me and my family to a place of financial peace. Before I committed my finances to God's will, I was working long hours, paying others to raise my children, and struggling to stay afloat with my finances and family life. But since making the decision to submit my finances to God, the Lord has been supplying all of my needs regardless of my income. I am in my fifth year of retirement and am enjoying the time that I have reclaimed for my family, my health, and my hobbies.

It hurts my heart to see individuals and families suffer due to financial burdens. I know that there is a need for financial literacy coaching. It is my passion to work with people and help them obtain better financial fitness. I have already shared what I've learned with close friends and family and now I want to share this knowledge so that you too can live the abundant life.

Please feel free to contact Customer Support via call/text at (254)687-0303 or email [email protected] if you have any questions or concerns.